XLU (Utilities Select Sector SPDR) — over the past 10 years it returned about 9.5% annualized on a total-return basis, yields roughly 2.85%, and had a worst drawdown near -36.1%. Here is the full picture — and you can backtest it yourself for free.
$10,000, 10 years on
A $10,000 investment 10 years ago, dividends reinvested, would be worth about $27,178 today.
Sortino
0.75
Volatility
18.9%
$10k → today
$27,178
Dividend history
| Year | Dividend / share | YoY growth |
|---|---|---|
| 2020 | $0.99 | — |
| 2021 | $1.00 | 1.5% |
| 2022 | $1.03 | 2.9% |
| 2023 | $1.07 | 4.3% |
| 2024 | $1.12 | 4.5% |
| 2025 | $1.16 | 3.2% |
Risk & return vs the S&P 500
| Metric | XLU | SPY |
|---|---|---|
| CAGR | 9.5% | 14.4% |
| Volatility | 18.9% | 17.6% |
| Sharpe | 0.58 | 0.85 |
| Sortino | 0.75 | 1.04 |
| Max drawdown | -36.1% | -33.7% |
| Dividend yield | 2.85% | 1.00% |